Are You Protected From A Boiler Breakdown?

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Now that we’re into winter, you’ve probably started using your heating again. It’s important to make sure that you can keep your property cosy at this time of the year, but have you thought about what you’d do if your boiler broke down?

Most homeowners have home insurance and contents insurance, which means you may believe you’re covered in the event of your boiler packing in. But recent research has shown that this isn’t always the case.

Research conducted by Defaqto revealed that just one in five home insurance policies covers home emergencies, like a boiler breaking down, as standard.

This means 80 per cent of people could find that they’re not in line for any support should they have to make costly repairs to their boiler if it breaks down, or replace it altogether.

The good news is that the organisation also found almost half of all policies that don’t include home emergencies will allow you to add this as extra cover. While this will cost you more on your premium, it could be worth it given the cost of replacing a boiler.

Heating, Ventilating and Plumbing Magazine recently shared the findings of a survey by Worcester Bosch, which revealed that 35 per cent of UK adults don’t believe a boiler breakdown would have a significant impact on their daily lives.

However, the news provider pointed out that boilers aren’t just responsible for our heating, they’re also how we get hot water, which means people may find a broken boiler has a greater impact than they imagine.

If you need help with boiler repair in Edinburgh, contact us today.